Job Description

Peer to peer lending (or P2P lending) is one of the most innovative financial products of recent times. It enables creditworthy borrowers lower their cost of loans and individual lenders/investors to lend directly to their peers and community thereby earning higher returns. What we at Faircent.com essentially do is provide a virtual market place where borrowers and lenders can interact directly, without having to go through the traditional financial intermediaries like banks, who have become such behemoths in today's time that they dictate all terms and conditions for both borrowers and lenders.

Faircent is India's first peer-to-peer (P2P) lending platform to receive a Certificate of Registration (CoR) as an NBFC-P2P from the Reserve Bank of India (RBI). Banks have massive overheads, with thousands of employees to pay and hundreds of branches to maintain. To maintain profitability, banks must take large margins on the money that passes through them.

Earning out of the difference in interests (what it pays to depositors and what it charges from borrowers) is the main source of revenue for any bank, and has been the key element in the functioning of all traditional financial institutions. We at Faircent help eliminate the high margins which banks and financial institutions make on your transactions. Our format allows us to keep institutional charges at a bare minimum and we simply pass on this benefit to you. Thus, whether you are a Borrower or a Lender, you get the best rates at Faircent. Because we know every % counts!

Roles & Responsibiities

- Graduate / Post graduate 2-5 years of Sales experience in direct selling of financial products from any financial services industry.

- Candidates having AUM (Asset under Management) size of 20cr & above and connect among HNIs, is must

- To prospect, acquire and retain clients

- Responsible for identifying customer needs, assessing their risk appetite and providing them investment options on the lending side for Faircent.com

- To achieve budgeted targets in terms of number of clients/volume of business & assets.

- To research, investigate and update themselves on available investment opportunities/financial market trend to determine whether they fit into client portfolios

- To contact clients periodically and determine if they are satisfied with the service and returns generated. Also, to review their investment needs to determine whether market changes, life changes, economic changes, or financial performance indicate a need for portfolio reassessment

- To provide various investment performance reports and summaries to the clients

- To conduct and assist in organizing seminars, workshops and other business development activities

- To prepare the MIS reports in the specified formats

- Increase liabilities size of relationship via balances in accounts of existing customer

- Ensure profitability of the portfolio: Generate high Income per Customer

Additional Information

We are expanding and looking for dynamic result oriented high performers for our sales team in Delhi/ Bangalore/ Chennai/ Mumbai/ Pune & Ahmedabad.

Skill Set

Direct Sales, Financial Advisory, Portfolio Management, Wealth Management, Pleasing Personality & Excellent Communication

Required Qualification/Education

Graduate/Post Graduate

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