Sales Officer - Loan (1-4 yrs)
Key Responsibilities:
1. Client Acquisition:
- Identify and reach out to potential borrowers through various channels, such as referrals, networking, and cold calling
- Educate clients on mortgage loan
- Evaluate clients' financial situations to determine their eligibility for mortgage loans
2. Sales and Consultation:
- Conduct thorough consultations with clients to understand their financial goals and needs
- Present mortgage loan, interest rates, and terms to clients in a clear and concise manner
- Address client inquiries and concerns, providing expert advice and solutions
3. Application Processing:
- Assist clients in completing mortgage loan applications accurately and gather all necessary documentation
- Collaborate with loan processors and underwriters to ensure timely and accurate processing of applications
- Keep clients informed about the status of their applications and address any issues that may arise
4. Compliance and Documentation:
- Stay up-to-date with mortgage lending regulations and ensure all loan transactions comply with relevant laws
- Maintain accurate records of client interactions, applications, and approvals
5. Relationship Building:
- Cultivate and maintain strong, long-lasting relationships with clients and other industry professionals
- Sales Targets:
- Meet or exceed sales targets and revenue goals set by the organization.
Qualifications:
- Bachelor's degree in finance, business, or a related field (preferred)
- Proven experience in mortgage loan sales or a related field (may vary depending on the organization)
- Strong understanding of mortgage lending regulations and products
- Excellent communication, negotiation, and interpersonal skills
- Ability to work independently and in a team environment.
- Strong attention to detail and organizational skills.
- Sales-driven mindset with the ability to close deals effectively
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