Recruiter at TekPillar Services Pvt Ltd
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Relationship Manager - Sales - Loan (2-4 yrs)
Roles and responsibilities :
Identifying and developing new commercial loan relationships
- Identifying and developing new deposit relationships
- Interviewing clients and prospects seeking commercial loans
- Collecting and analyzing financial and related data to determine general creditworthiness
- Structuring loan terms and conditions that meet the client's needs and the Bank's lending guidelines
- Recommending approval or declination of loans within established Bank policies and informing prospective borrower of decision
- Managing a commercial loan portfolio for adherence to loan terms and conditions including but limited to the timely
receipt of required financial information, covenant compliance and annual reviews
- Reviewing documentation and working with Bank personnel or Bank Counsel to ensure loan documentation is prepared in accordance with loan approval
- Monitoring loan repayment activities and taking necessary action to collect from past-due accounts.
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