Job Responsibilities (JR) : 6 - 8 Areas Actionable (4-6)

- Sourcing and Business Generation 

- Business scoping of geographical market for farming and rural community

- Sourcing proposals from individual farmers/Co-operative societies/Rural Mandis & Markets/Kissan Clubs/Farmer Producer Organizations etc.

- Conducting marketing activities for generating new business

- Work on productivity benchmarks

- Market Update and Change in Product/Processes

- To keep an update with respect to market requirement, competition and customer banking behavior.

- To understand the changing dynamics in the market and propose amendments in various product offerings.

- To keep abreast of changes in State Government laws and policies.

- Relationship Building and Maintenance 

- To liaison with new and existing customers for relationships.

- To be in touch with agro centers/rural mandis/Rural markets/Kisan clubs for maintaining and deepening existing relationships.

- Addressing complaints received from customers within stipulated TAT.

- Delinquency/Rotation & Recovery/Housekeeping

- To work towards minimal delinquency in portfolio.

- Follow-up with customers for recovery.

- To monitor rotation of accounts

- To avoid dropping of limit in customers- account, ensure submission of documents like LAD, CAM, etc.

- To support legal and remedial team for legal actions

- To work towards keeping Housekeeping parameters under control.

- Farmer Education and Capacity Building

- To conduct village level farmer meetings and educate farmers on various products offered by bank

- To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production.

- To educate farmers about debt waivers, crop insurance & government subsidies.

- Increased penetration and cross sell 

- Cross sell of other assets and liability products

- Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc.

- Training and Development of SO/HBL

 - To utilize the sales resources (HBL/SO) for optimal sales support.

- To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing.

- To monitor performance and counseling them for delivery

- Relationship with Retail Branches and Other Stake holders

- Liaise with Credit to ensure timely decisioning of proposals & closure of Housekeeping items.

- To coordinate with Remedial team for NPA cases and work towards recovery of the same

- To coordinate with the local Operations team for disbursement

- Liaise with RBB team for activation of branches for KGC business & for providing best services to customers

- To liaise with Business Correspondents (BC' s) for new & existing customer relationships

- Others Any other task assigned by seniors from time to time.

Educational Qualifications Key Skills : 

- Graduation (preferably Agri Business)

- Post-Graduation MBA (preferably Agri Business)

- Sales and Influencing Skills

- Banking Product & Process Knowledge

- Planning and Organizing Skills

- Communication

- Knowledge of Competition & Current trends in financial Industry.

Experience Required : 

- Minimum experience of 1-3 years in a similar role or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, etc.

- Preferred from Banking/Financial Services.

- Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)

- Customers

- Credit

- Branch Banking

- Operations

- Farmers

- Agro Centres/Rural mandis/Rural Markets/Kisan Clubs

- Business Correspondent

- Senior Leaders from Product/Sales

- Audit

- HR

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.