Relationship Manager - NRI Banking (5-10 yrs)
Work Location: MUmbai
Grade offered: Sr Mgr / AVP
CTC offered: upto 15Lacs
Key Responsibilities:
- Liabilities Generation
- Driving client acquisition through Branch Channel
- Manage and analyze the portfolio quality.
- Analyze and track competition to take proactive steps to counter them.
- Providing trainings to acquisition channels
- Innovating various new channels of acquiring NRI customers.
- Revenue Generation
- Ensuring profitability of each NRI product vis a vis product wise cost management.
- Ensuring effective/ active customer engagement program from a Branch perspective.
- Driving deepening campaigns at Branches.
- Risk Management
- Suggest documentation to process team standards keeping in mind legal frameworks covering Customer Declarations, - Delegation Matrices and Exception Management
- Superior Customer Service and Brand Management
- Initiate Brand awareness during product launches, through collateralization/appropriate communication
- Communicate Bank's Brand to channel/alliance partners, through re-iteration of philosophy, identity and standards
- Strengthening of Systems, Control, Processes and Procedures
- Take feedback from the frontline team and suggest areas of changes to process team where process needs to be redefined.
- Conduct periodic training programs on GIB with branches
- Identify gaps with reference to costs incurred with no benefits for each product/ process.
- Conducting cost benefit analysis for each project/ process/ product development
Key Competencies/skill set :
- Basic NRI / Remittances / Financial Products Knowledge required
- Should be well verse with FEMA Regulatory guidelines
- Strong Analytical abilities & Interpersonal skills
Desired Candidate Profile :
- Candidate with minimum 3-4 years experience in NRI product or Remittances role.
Qualifications :
MBA / PGMBA from a recognized B- School
Experience :
3-4 years with specific skills on relationship management. Good understanding of the NRI market dynamics and customer needs.
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