Assistant Manager at SBES
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Portfolio Manager - Sales - Loan (3-10 yrs)
- Understanding of business finance, loan structuring methods and credit administration are key to building a health portfolio of customers, building credibility, and gaining good reputation in the local market
- Understanding of local regional market characteristics such as region-specific occupations/trade, local financial and investment preferences, and practices important to gain competitive advantage while leading client engagement.
- Constant monitoring of collaterals, post sanction surveillance is essential to pre-empting potential NPAs and de-risk against fraudulent intent and actions. This makes the role of portfolio managers an extremely critical role of building deep client relationships.
- Fee income and utilization of loan are key business metrics that impact overall profitability. These are again driven in large measure through sustained client engagements, understanding the client's needs, earning credibility with the client as a trusted advisor and overall relationship building.
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