Housing Finance: Our next big bet, Piramal- Group is a diversified conglomerate with operations in over 30 countries and brand presence across 100 markets around the world. We have significant presence in healthcare, financial services, specialty glass and real estate. In the wholesale finance business, Piramal Finance caters to entire spectrum of financing needs across real estate (both residential and commercial) as well as non-real estate sectors with assets under management of well over Rs. 35,000 Crore with aspirations to more than double this in the next three years.

Our vision in the Housing Finance space :

We are excited to extend our services into retail home finance as our next big bet. The scale of our relationships and existing investments across over 300 projects with more than 100 development partners will enable us to hit the ground running. In the next few days, we will be focusing on building a world class team of highly talented professionals who cherish an entrepreneurial spirit and an empowering culture. Piramal Group is engaging with high caliber candidates for the role of Relationship Manager who will cater to Housing Finance requirements.

We are looking for professionals from only PRIME/ LUXURY Lending Segment of Home Loans- who have the capability of preferably handling a ticket size of INR 40 lakhs and above.

Experience: 6 months - 5 years

Reports to Branch Sales Manager

Essential Qualifications :

- Minimum Graduate

- 6 months - 4 years of relevant experience in mortgage industry.

- Having existing relationship with Builders.

Essential Skills & Experience :

- Understanding the Home loan.

- Business/Market Knowledge

- Knowledge about policies and processes of Home loan

- Good communication and networking skills

- Ability to work under tight deadlines and to prioritize conflicting and changing priorities.

Key Roles/Responsibilities :

- Acquire customers for Home Loan from open market and Builder relationship.

- Ensure adherence to KYC documents as per the guidelines of the company.

- Ensure proper completion of the files within timeline as per the company checklist.

- Build new relationships with builder community basis projects and expansion plans.

- Guide the customer towards applying for Home Loan and explain the product features in terms of ROI, Processing Fees, Terms and conditions very clearly.

- Cross Sell third party products to the Home Loan customers like insurance or any other appropriate product which may come up from time to time.

- Ensure proper closure of disbursement documentation within the timeline.

- Attend customer calls and properly attend to their requests for ensure high customer satisfaction.

- Communicate the reasons for rejection to the customer.

- Deal with early delinquencies and work closely with the collection team to resolve the issue if any.

- All openings require candidates to possess excellent communication skills and good branch administration capabilities.

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