MoneyOnClick is a consumer lending fintech started by IIT/ISB/Ex-Amazon & Ex-Lendingkart CXO/VP data science team. We are targeting customers who are currently not served by formal banks and NBFCs and hence end up taking gold loans or loans from informal moneylenders who charge atrocious interest rates. Using advanced ML/AI based underwriting and inhouse technology platform, which uses more than 10,000 data points per customer, we aim to provide unsecured loans to these customers while keeping low default rates. Our target customer segment comprises of almost 100 million customers and is a $300 Billion annual opportunity.

We have been funded by some of the most premier venture capital funds that have backed some of India's most successful unicorns and startups. We have raised $4.25 Million USD which is one of the highest in India for a seed stage startup. Our investors include 3one4 Capital (Fund by T.V. Mohandas Pai, Narayan Murthy, Nandan Nilekani - Infosys founders), Orios Ventures (Investor in unicorns Ola Cabs & Druva) and Kalaari Capital (Investor in unicorns such as Dream11, Snapdeal & Cure.Fit). Our investors have valued our founding team's vision, experience and depth of understanding of this segment resulting in this fund raise.

Founding Team :

1. Vishal Chopra - Cofounder & CEO

- Recently worked with Lendingkart as Chief Revenue/Business Officer (Aug- 16 to Aug- 18). - Lendingkart is a Series C stage fintech SME lender (Total equity raised- US$ 114Mn). It is India's largest fintech lender by valuation and has disbursed loans in 1200 cities as of Q2- 18, highest for any lender in India. Responsible for P&L of all business lines (interest income, cost of acquisition, cost of default, cost of operations etc), marketing, branding, PR and operations.

- First hire for Amazon India (Joined in July 2011) and part of the leadership team that launched Amazon.in (2013) and Junglee.com (2012). My last role was to manage 3P Media categories (Books, Music, Movies).

- Regional Director- Marketplace at Souq.com, Dubai- largest e-commerce player in the Middle East. Raised US$ 425Mn, acquired by Amazon. Led Souq's marketplace business in all the 4 countries it operated in (UAE, Egypt, Saudi Arabia & Kuwait).

- Tech and R&D roles at Texas Instruments and Synopsys -US, India, Japan & Malaysia.

- MBA - Indian School of Business, Hyderabad & B.Tech (Comp Sc) from Punjab Engineering College- Chandigarh (Deemed University).

2. Himanshu Gupta - Cofounder & COO

- Recently worked with Lendingkart as VP & Head- Data Science and Analytics (May- 16 to Aug- 18). Responsible for Lendingkart's NPA/default rate, AI/ML based credit underwriting model development as well as overall analytics across functions such as collections, origination and operations. Led a team of 15 data scientists and data engineers.

- Data Scientist at IHS-Markit (Global analytics giant listed on NASDAQ and S&P 500) and engineer at IBM R&D centre.

- B.Tech from Indian Institute of Technology, Delhi -2005.

- Selected for prestigious EU scholarship conferred to only 20 students worldwide for dual MS from TU Delft, The Netherlands and Chalmers University, Sweden - top technology institutes in Europe

Role Description :

- Write script/content for explainer videos, promos, digital ads, user interface and more

- Will be responsible for the process of idea generation, character development, screenplay writing and crafting of dialog

- Expert at writing voice overs for diverse video requirements

- Have to deliver scripts within deadlines

- Have to be open for feedback and script revisions

- Collaborate with the design team/art team as and when required

- Conduct extensive research on the assigned topic

- Work along with a team of graphic designers and animators and learn the process of producing videos

- Have flair to understand the contents or products or process of a company, and present a lucid content of the same

Following are some of the attributes we are looking for :

- Graduate with good command over the English language

- 2-3 years of experience as a copywriter / content writer

- Flair for writing with basic search engine knowledge

- Ability to work in a team with good communication skills

- Knack for editing and proof reading with good research skills

- Ability to write in a variety of formats and styles for multiple audiences

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