We are looking Chennai Based Affordable Home loan & LAP sales Experience candidates one who really interested in career Growth.

- Responsible to handle set of small team to source affordable LAP in open market and branch channel.

- Muthoot Finance leader in Gold Loan started new vertical for Affordable LAP .

Company Provide Good Incentive & Fast Track Career programs.

Job Description :

- Identifying and maintaining good relation with channels to increase Small ticket LAP loans .

- Aggressively drive the sales numbers and achieve the business targets for Small ticket LAP loans.

- Ensure the files are processed from login stage to disbursement and liaise with internaldepartments (Operations and Credit) for completion.

- Optimize team productivity by effectively managing the team of sales executives so as to assure achievement of team results and thereby meet the business targets and profitabilityof the location.

- Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales strategies.

- Be responsible for market intelligence and exploring new product ideas.

- Implement technological know-how so to ensure end-to-end digital processing of loans- Tech orientation and digital capability.

- Manage affordable LAP Loans for the given Cluster

- Guide & facilitate Area Managers to formulate and drive plans for their respective Cluster.

- Ensure Overall revenue targets are met for the Cluster on a monthly basis.

- Ensure overall revenue targets are reached as per the approved matrix for the Region from all revenue sources (processing fees, cross sell, yield etc.)

- Ensure the profitability targets to be met for all the product in assigned Region.

- Ensure that branch profitability is maintained (Fee Income >= Branch Cost) which can be measured as per branch score card.

- Initiate the branch network expansion through network planning ,identifying potential market.

- Develop new strategies to scan the market for potential new avenues & generate revenue from untapped markets; launch new products for generating new business post consultation with respective Business Heads.

- Formulate the sales, distribution and disbursement strategy for the Region.

- Ensure review of all cases in assigned Region to conduct sales personal discussion (PD) to understand the customer profile and ensure right sourcing.

Eligibility Criteria- Qualification : graduation/ post-graduation in any field- Experience : 3+ years of sales experience in Business loans with any Bank, NBFC or Fintech- Exceptionally high motivational levels and needs to be a self-starter- Strong sales & relationship management skills- Excellent Channel Management Skills- Tech orientation and digital capability

Company profile :

- Even before the word "ethos" had found a place in the corporate lexicon, Muthoot Finance Ltd. had imbibed a work culture that was based on conscience. Ever since its inception, the company has nurtured trust as its most prominent value. We are committed to keeping this heritage alive throughout the generations to come. At Muthoot Finance Ltd. we are committed to creating a balance. We believe in a simple yet profound theory of "from excess or scanty, to appropriateness".

- A prominent example of this is our financial inclusion policy. The company provides gold loans on extremely easy terms and conditions to people of each segment of the society. Our gold loan range begins from - 1500 and there is no maximum limit. Driven by the invaluable trust and commitment that people have shown in us through centuries, we have created a reputable market image.

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