Drive and achieve targets on a region wide scale for the Retail Assets business exclusively focusing on unsecured loan, Vehicle loan business and other products.

- Provide essential infrastructure in coordination with the bank to support local-level Feet on Street (FOS) employees.

- Monitor the overall performance of the FOS structure associated with the retail asset vertical (housing loan) and manage performance effectively.

- Liaison with Head of Business and Head of Retail Asset, Team Leaders, and Bank Retail Assets officials to ensure smooth coordination of frontline business activities.

- Ensure the optimal allocation of budgeted resources at all times.

- Maintain productivity targets as agreed in line with budget and coordinate with HR to identify and address non-performing FOS executives.

- Develop and oversee the training and development of FOS staff.

- Activate sales channels to maximize reach and impact.

- Establish lead management targets and standards to optimize sales conversion.

- Manage performance metrics for the FOS team and ensure compliance with set standards.

- Achieve monthly revenue targets as defined in the Key Result Areas (KRA), while adhering to cost budgets.

- Execute a strategic plan to achieve sales targets and expand the customer base on Retail Assets business (vehicle loan & other loan products).

- Exercise effective leadership through clear communication of the company's vision, active coaching, and development of the sales team.

- Compare sales results to goals and take appropriate action to correct when necessary.

- Build and maintain connections to different channels, dealers, and aggregators to create referral arrangements to enhance flow of Retail Assets leads assigned for an associated region.

- Work closely with Bank's Zonal Marketing officer.

- Activate all necessary channels to operate as standalone unit within the revenue center