AVP at Fino Payments Bank
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FINO Payments Bank - AVP - Merchant Acquisitions - BFSI (10-12 yrs)
AVP - Merchant Acquisitions - BFSI
Responsibilities include -
1. Leading the development and execution of strategies that will provide merchants with a suite of Merchant Acquiring products and solutions that meet their needs. Build and maintain a Merchant Acquiring portfolio that is aligned to Business objectives and desired merchant experience and contributes to increasing market share, share of wallet, merchant retention and product and merchant profitability
2. Developing business cases for new product/ process development with business partners
3. Overseeing the product operations, right from developing the idea to mapping the technology architecture as well as assisting in building the delivery mechanism at a ground level.
4. Liaising with the concerned department especially with Technology, Operations, Sales Channel, Compliance, Legal, Marketing
5. Liaise with external parties like Networks (NPCI/ Visa/ MasterCard) and business partners to facilitate Technology and Operations to start and run merchant operations smoothly
6. Conceiving and implementing short term to long term business plans
7. Specifically taking care of the BPCL acquiring relation cutting across POS acquiring and other payment acquiring products like UPI, AEPS, Aadhar Pay, Bharat QR etc. Lead the Integrated Payment solution (IPS) merchant solution whereby a single device would be used for accepting all customer payments. Ensure sequential onboarding of all BPCL merchants
8. Support the Fino CA - 5 in 1 strategy to provide the CA accounts sourced with an acceptance mechanism
9. Monitoring and running programs to ensure retention and growth of merchant spends through Fino Payment Bank device.
10. Ensure driving of fee based income and merchant pricing to maintain a healthy portfolio profitability
11. Ensure all regulatory and legal compliance across product range
Skills: Must be proficient in advance excel, Soft skills, Good Analytical Skills.
MBA Degree from Tier I/II colleges
- Good knowledge about payments industry and Merchant Acquiring
- 10-12 years experience out of which at least 5 years experience in managing Product ideally in the Merchant Acquiring business
- Any large/mid size acquiring Bank or Payment Gateway
This position is based in Navi Mumbai
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