Our client is more than 2 decades old NBFC registered with the RBI. The company was set up with an aim to empower rural entrepreneurs, SMEs, and small institutions by micro-financing. The company has come a long way since its inception in 1992 and has evolved with time with the introduction of its App in the small loans sector. At present, the company has more than 2000 employees and has serviced millions of borrowers to accomplish their dreams. The group has diversified into the education segment and is running two schools. The schools are part of one of the largest private school chains in India. The schools have a flourishing family of 350 teachers and 6500 studentsThe leadership team at the helm of the company has demonstrable experience in financial services and has built the company by upholding the trust of its customers.

As the Executive Vice President (Senior Manager) for Gold Loans, you will play a pivotal role in driving the strategic direction of our Gold Loans division, ensuring profitable growth and effective risk mitigation.

What you will do :

- Driving the strategic direction of the Gold Loans division, aligning with the overall organizational goals and objectives.

- Ensuring profitable growth and effective risk mitigation strategies are in place.

- Developing and implementing lending policies and procedures specific to gold-backed loans.

- Regularly review and update lending policies to align with industry best practices and regulatory requirements.

- Monitoring market trends, assess competitive landscape, and identify opportunities for expansion and diversification within the gold loans segment.

- Working closely with market research teams to stay informed about industry dynamics.

- Establishing and maintaining strong relationships with refineries, jewellers, and other relevant partners to ensure a robust supply chain for gold-backed loans.

- Collaborating with key stakeholders to explore new business opportunities and mutually beneficial partnerships.

- Providing effective leadership to a dedicated team responsible for maintaining the integrity and performance of gold-backed loan portfolios.

- Fostering a culture of innovation, excellence, and continuous improvement within the team.

What you need to have:

- Bachelor's degree in Finance, Business Administration, or a related field. MBA or equivalent is preferred.

- Proven experience in a senior management role within the financial industry, with a focus on gold-backed lending.

- Strong understanding of lending policies, risk management, and compliance requirements.

- Excellent leadership and team management skills.

- Exceptional communication and interpersonal skills.

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