Human Resources Lead at WAFES Group
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Business Head - Sales & Marketing - Gold Loans Vertical (8-12 yrs)
Business Head Gold Loans Vertical
Job Responsibilities :
- Spearheading and responsible for the P&L of Gold Loans product portfolio. This includes delivering budgeted profits, achieving targeted asset level, building a robust pipeline of business leads, arresting asset quality slippages and achieving budgeted fee based revenues etc.
- Devising business and marketing plans and various business development initiatives to improve targeted revenues. Remaining focused on BTL marketing activities creating brand & product awareness aiming to lead generation & lead conversions through existing Branch Network.
- Responsible for Gold Loan Product Development / innovations, monitoring & reviewing processes for Gold Loan sanction/ disbursement of Gold Loan Portfolio of the Bank.
- Responsible for introducing marketing strategies, fresh tie-ups, process re-engineering in the Gold Loan portfolio to achieve business targets and maximize returns.
- Providing effective quantitative and qualitative reporting and MIS to senior management for better strategic decision making on the Product.
- Planning & scheduling need based knowledge sharing sessions on Gold Loan lending for Branch personnel.
- Periodically conduct Auctions of NPA portfolio to ensure asset quality is maintained.
- Effectively liaison with registered valuers, vendors and authorities for the monitoring & growth of the portfolio.
Functional Competencies :
1) Strong analytical skill & a passion for sales & marketing
2) Excellent problem solving & time management skills
3) Stakeholder relationship management
4) Ability to perform under tight timelines and plan for contingencies
5) Delivering consistent results
6) Leading & managing a team for achievement of business goals - say team size of approx. 10-15 members
Behavioral Competencies :
1) Strong leadership and influencing capabilities
2) Achievement orientation & drive for results.
3) Strong verbal and written communication skill
4) Planning & organizing skills
5) Interpersonal & Conflict management skills
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