Company- Aham Housing Finance

Location- Coimbatore

Job Title/Grade: Branch Manager

Reporting To: Regional Head

- Team handling experience is a must.

- Candidates from other domain (Sales) are also fine but preferably Home Loan Sales.

- Candidates from Affordable housing experience will be preferred.

Principal Accountabilities :

Business target :

- Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.

- Responsible for the meeting the Weighted Average Yield target allotted to the branch.

- Responsible for Portfolio growth of the branch and retention of existing customers. Lead generation & management activities

- Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business

- Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels

- Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis

- Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis Business Process flow & Management

- Responsible for housing loan file logins as per the product & policy norms of Aham HFC.

- Location visits to meet the identified customers for appraisal of the loan proposal

- Ensuring proper & complete documentation of housing loan files put up for sanction.

- Management of post sanction documentation i.e. disbursement documentation.

- Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

Team recruitment & training :

- Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

Portfolio Quality Management :

- Responsible for management of portfolio quality.

- Responsible for closure of outstanding post disbursal documentation

- Handling chronic/delinquent accounts and initiating appropriate action for regularisation of the loan

Person Profile :

- Educational Qualification: Under Graduate/Post Graduate.

- Experience: 3+ Years (Housing Loan Experience is must