Deputy Manager - HR at AU Small Finance Bank
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AU Small Finance Bank - Product Manager - Trade & Forex Vertical (3-8 yrs)
Job Responsibilities :
Financial Responsibilities :
- To monitor the delinquency at a Pan India, regional and location level.
- To devise the Product Profitability by getting the right combination of yield and perceived delinquency
- To devise incentive programs for the sales teams and monitor their performance
Non Financial Responsibilities :
- To plan in the development, marketing and distribution of the product
- To outline goals as well as potential risks, challenges and opportunities
- To get the Product approved by Business Head, Credit, Collections and Compliance, after duly deliberating with them
- To monitor and measure the performance of the products after it is launched
- To keep abreast with competition on the product developments and portfolio behavior
- To keep an eye on various industries to identify opportunities and threats, early warning signals
- To devise training module for the sales team and monitor its implementation
- To organize customer contact programs for existing customers and prospects for better relationship management
- To monitor the Third Party Product penetration and CASA performance on the Business Banking portfolio
- To liaison extensively with Business, Credit and other business verticals for better synergies
- To monitor the portfolio to ensure that the yield and delinquency levels are maintained as desired
Compliance & Risk Responsibilities :
- To design the product program for the business to sell it, launch new products, after duly assessing and measuring the risks associated with the segment the product caters to.
- To make tailor made products for a particular segment after analyzing it, identify attractive and risky segments
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