Arthimpact Digital Loans (ARTH) is established in 2018, ARTH is a technology first Micro-MSME finance company that provides short-term, fair-priced, collateral-free (unsecured) business loans to micro-enterprises and self-employed entrepreneurs across India with a focus on women-led businesses. It addresses three key impact objectives:

- Empowering Micro-entrepreneurship

- Livelihood Enhancement

- Financial Inclusion

Position : Cluster Officer

Location : Various Locations in UP, Rajasthan

Role & Responsibilities :

- Responsible for identifying, creating and developing customer base in the business cluster

- Responsible for offering and selling financial services solutions, especially micro credit to MSMEs in the cluster

- Supervising team of Cluster Coordinator to generate customer leads for credit solutions in the market

- Developing market maps and sales pitch for customer lead generation

- Manage a customer base and loan portfolio of the business centers

- Supervise & enhance operational processes, controls and record management at the centers

- Maintain & review cluster MIS in system

- Solve customer related issues and support customer query resolution

- Maintain brand presence and good repute in the cluster

- Develop and manage the channel extension partners for business generation

- Regular field visits to customers to ensure credit assessment process & loan management

- Customer Field Verification

- Conduct Loan Disbursements

- Loan Utilization Checks

- Timely Repayments of Loans

- Portfolio Quality Management (PQM)

- Deep Customer Engagement

- Livelihood Linkages

- Offer Insurance Service

Education & Skills required :

- Graduate in any discipline, candidate having Post-Graduation in Business Administration, Social Work, Rural Entrepreneurship, Banking, Economics or related discipline will be given preference.

- At least 3-5 years- experience in MSME lending or financial solutions

- Candidates with credit management & Financial Inclusion experience in Clustering finance deserve higher priority in consideration;

- Good communications and interpersonal skill;

- Dedicated & Passionate about impact & community related work

- Good command of spoken and written in both Hindi & English;

- Proficiency in use of MS Word, Excel and PowerPoint

Arth is an Equal Opportunity Employer

Explore us on :

 Webpagewww.arthdigital.net

Linked in https://www.linkedin.com/organization-guest/company/arthimpact-digital

 Youtube https://www.youtube.com/channel/UCmEFbMAO_4vcx71wE36fpkA

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